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What Is an Injury Settlement? An injury settlement is a contract between the plaintiff and defendant to settle the case outside of court. It can be a successful method to obtain the money you need quickly. Contrary to special damages that can be easily calculated the non-economic damages can be more difficult to define in a dollar amount. This includes things like pain and discomfort. Medical expenses Based on the severity of an injury, medical costs can make up a large portion of the settlement. This could include doctor's visits as well as medications, surgery and other procedures. Often, these expenses are not covered by health insurance and can be extremely expensive. In a lot of cases, there are also an additional cost associated with the injury, such as home health care or adaptive devices, transportation to medical appointments and much more. Medical bills are typically paid by a private health insurance company or the government's Medicare or Medicaid or your PIP coverage. If you settle that has medical bills that are not paid the funds received from the settlement will be used to pay them. Your attorney can work to bargain with the billing companies and attempt to reduce the balances. Your lawyer can also determine the proper amount to cover any other losses that are not medically related. This includes the loss of future earnings or pain and suffering as well as other non-economic damages. Your attorney will need to present expert testimony and proof of these other damages to make a proper claim. Loss of wages In addition to compensation for medical costs, injured victims may also be entitled to lost wages. These damages are determined by the length of time that the person was unable work because of their injuries. A seasoned personal injury lawyer can assist their clients in recovering the compensation for lost wages in a personal injury case. A brain injury that is traumatic or spinal cord injury for instance, can cause you to miss significant amounts of work. You'll need to prove that the accident caused you to be absent from work. It is important to include all income sources in proving your lost wages. This includes regular pay such as overtime, bonuses, bonuses and commissions. You could also include vacation days or sick days. If your doctor concludes that you can return to work in a certain way, but with specific limitations, the employer has to follow these restrictions. This could mean changing some aspects of your job or supplying helpful equipment. A personal injury lawyer who is knowledgeable can assist you with gathering the information needed to support your claim for lost wages. They can also assist with a case when the person who has suffered an injury is self-employed or receives a salary that fluctuates. In these cases the insurance company will have to examine the earnings of the past and the future of the injured party and provide a fair estimate of the lost wages to come. This will require a thorough statement from the plaintiff’s accountant or financial professional. Non-economic damage When people think about personal injury damages the first thing they think about is the loss of money due to medical expenses and lost wages. There are other costs that are hard to quantify in dollars. These are known as non-economic damages. These damages are based on the intangible effects of injury, such as suffering, pain, and loss of enjoyment of life. Pay stubs and bills can be used to establish economic damages for juries and courts. Non-economic damages on the contrary, are more difficult to calculate and may be based upon subjective factors such as pain, suffering, and emotional distress. The term “pain and suffering” refers to any mental, physical or emotional ache that arises from the accident. It can also include the inability of a person to participate with their social or recreational activities. A jury will look at the consequences of the injury to the victim's life. Other economic damages can include disfigurement loss of consortium, and loss of enjoyment life. People may experience disfigurement after an accident that permanently alters their appearance. It is not a cost to the financial side however, it is painful to endure scars or other permanent injuries. Damages for suffering and pain Pain and suffering are not economic damages that provide you with compensation for the physical and emotional pain caused by your accident. These are subjective damages which are determined by the jury, unlike medical bills or auto repairs. They also do not include lost wages. injury attorney kansas city will have different views on the amount of pain and suffering compensation is appropriate for your particular case. Documentation is a way to help a juror understand the seriousness of an injury. Your attorney can obtain written records from your doctor that detail the severity and extent of your injuries. He can also gather photographs and video footage. The testimony of family and friends can be persuasive. These testimonies could help create sympathy among the jury, and also show how your injury has affected your hobbies and family activities. The extent of your injury could affect the amount of compensation you receive for suffering and pain. Severe, disabling injuries typically result in higher pain and suffering settlements than injuries that heal quicker. Injuries claims should reflect the emotional and psychological trauma that can be caused by an accident. Your personal injury lawyer will help you build a strong case and help you negotiate an equitable settlement for all of your injuries. Adam S. Kutner and Associates can offer you an appointment should you have any concerns about a settlement that could be possible for an injury.